Step 1 of 9 — Tax Year 2025
Personal Information
Confirm your information for tax year 2025. This will appear on your Form 1040 and CA Form 540. Do not enter your full SSN on this form — we already have it on file.
👤Taxpayer
Full SSN is on file and will not be entered here.
📍2025 Address
Note: You relocated to Victorville, CA during 2025. If your address changed mid-year, enter your address as of December 31, 2025.
🏠Household
Step 1 / 9
Step 2 of 9 — Tax Year 2025
W-2 Wages & Salary
Enter every W-2 you received for 2025. We know about your December position at Fiber Optic Solutions — confirm and upload the form, then add any others.
Why this matters: W-2 income is fully taxed and combined with your self-employment income. The withholding on your W-2 reduces what you owe. Every W-2 must be included or the IRS will flag the return.
📋W-2 Employer #1
Upload W-2
📁 Upload your documents here:
Open secure Google Drive upload folder
— drop files into the labeled subfolders (W-2 & 1099s · Bank Statements · Gambling · Mortgage · Notices).
Kathy receives access instantly.
W-2 — Fiber Optic Solutions 2025
Step 3 of 9 — Tax Year 2025
Self-Employment Income
Your bank reconstruction shows $87,578.93 in total 2025 deposits. We have already extracted income by source below — confirm or correct each amount, then tell us about your expenses.
Important: The $27,293 in ATM/cash deposits is currently in the "Low scenario" (excluded). We need to identify the source. Use the notes field below to explain any cash you deposited — where it came from and the business reason.
Estimated SE Gross Receipts (High Scenario)
Before expenses and SE deduction
$74,963.20
💳Digital Platform Income — Bank Verified
Confirm amounts from your USC Credit Union statements
✓ Bank-verified
✓ Bank-verified
✓ Bank-verified
✓ Bank-verified
This answer determines whether $27,293 is taxable income or excluded. Take your time here.
🔁Zelle Senders — Classification
📋Business Description — Schedule C
Note: your 2021 return used 561730 (landscaping) but bank records suggest auto broker. Tell us the actual activity.
Step 4 of 9 — Tax Year 2025
Business Expenses — Schedule C
Enter every business expense you paid in 2025. Enter what you know — leave blank what you don't. We will reconcile against your bank statements. Every $1,000 documented saves approximately $383 in federal tax.
🚗Vehicle & Transportation
Note: bank records show a BMW in 2020–21. Confirm which vehicle you used for business in 2025 and when you acquired the F-150.
🗂️Office & Home Office
Simplified method: $5 × office sq ft (max $1,500). Actual method uses mortgage interest, utilities, and insurance × business %. We will calculate both.
🛡️Insurance, Licenses & Storage
Facility name and business purpose required.
💼Other Deductible Expenses
Step 5 of 9 — Tax Year 2025
Gambling & Gaming Income
Your bank records show deposits linked to TVG Network, casino activity, and cryptocurrency platforms. All gambling winnings are taxable income. Losses offset winnings — but only on Schedule A (itemized deductions).
Sessions method: The IRS allows you to net wins and losses per gambling session rather than transaction by transaction. We will apply the sessions method — but we need your win/loss statements to do it correctly.
🏇TVG Network — Horse Racing
📁 Upload your documents here:
Open secure Google Drive upload folder
— drop files into the labeled subfolders (W-2 & 1099s · Bank Statements · Gambling · Mortgage · Notices).
Kathy receives access instantly.
Upload W-2G or TVG Annual Statement
TVG Network — 2025 Win/Loss Statement
🎰Casino Activity
Upload Win/Loss Statements — One per Casino
Casino Win/Loss Statement(s) — 2025
₿Cryptocurrency — Gambling & Trading
Crypto Tax Statement / 1099-DA
Step 6 of 9 — Tax Year 2025
Property, Mortgage & Itemized Deductions
You purchased a home in Victorville in 2025. Mortgage interest and property taxes are potentially deductible on Schedule A — and with gambling losses, we need to run an itemize-vs-standard comparison. The 2025 standard deduction for Single filers is $15,000.
🏠Victorville Home — Primary Residence
📁 Upload your documents here:
Open secure Google Drive upload folder
— drop files into the labeled subfolders (W-2 & 1099s · Bank Statements · Gambling · Mortgage · Notices).
Kathy receives access instantly.
Upload Form 1098 — Mortgage Interest Statement
Form 1098 — Mortgage Interest Statement 2025
🏥Health Insurance & Medical
Form 1095-A required. Without it, we cannot calculate the Premium Tax Credit and the IRS will reject or delay your return. Log into Covered CA and download it now.
Form 1095-A — Health Insurance Marketplace Statement 2025
Step 7 of 9 — Tax Year 2025
Other Income, 1099s & Credits
Check every box that applies to your 2025 tax year and provide amounts. Upload any documents you have.
📄1099 Income Received
Upload all 1099s received
All 1099 Forms — Tax Year 2025
💰Other Items
📊Estimated Tax Payments Made in 2025
Important for your case: If you made any quarterly estimated payments (Form 1040-ES) to the IRS or CA FTB in 2025, they reduce what you owe. Q2 2026 is due June 16 — we will set up your payment schedule after the 2025 return is filed.
Step 8 of 9 — Tax Year 2025
Bank Statements & Prior Year Documents
We need bank statements for the gap years (2022–2024) and the two missing months from 2020 and 2021. These are required before we can file your amendments. You can download them directly from USC Credit Union online banking.
📁 Upload your documents here:
Open secure Google Drive upload folder
— drop files into the labeled subfolders (W-2 & 1099s · Bank Statements · Gambling · Mortgage · Notices).
Kathy receives access instantly.
This is urgent. We cannot file the TY2020 or TY2021 amended returns until the missing months are reconciled. The sooner we have these, the sooner your IRS and FTB balances can be reduced.
🏦USC Credit Union — Cardinal Checking #1597600
Missing months — 2020 & 2021
August 2020 — USC CU Statement
June 2021 — USC CU Statement
Gap years — 2022, 2023, 2024 (36 months needed)
All 2022 Statements — Jan through Dec
All 2023 Statements — Jan through Dec
All 2024 Statements — Jan through Dec
📬IRS & FTB Notices — Forward to Us
IRS / FTB Notices — Any Year
Step 9 of 9
Review & Submit
Review your entries below. Once you submit, your organizer is sent to Kathy P. Bibbs at Purnell Tax Solutions. You can still call or email to add anything you missed.
Certification
Organizer Submitted
Your TY2025 Tax Organizer has been sent to Kathy P. Bibbs at Purnell Tax Solutions.
Submitted:
Submitted:
1Kathy will review your organizer and follow up within 1–2 business days with any questions.
2Upload your documents to the secure Dropbox folder: Click here to open the upload folder — drop your W-2s, 1099s, 1098, bank statements, and gambling statements into the correct subfolders.
3Do not forget the four forms that need your ink signature (8821, 3520-PIT, revocation statement, engagement letter) — return those ASAP.
4Your FTB call script is ready — call 916-845-7057 by Friday 06/12 with Kathy conferenced.
5Questions? Call or text Marquecia at (424) 470-7407 directly. Do not contact the IRS or FTB on your own — forward all agency calls and letters to us.