Hi David. This guide tells you exactly what to do, in order. You do not need to know anything about taxes to follow it. Every step is explained in simple words. If you get stuck on anything, call or text Marquecia at (424) 470-7407.
Questions? Call or text Marquecia Jingles at (424) 470-7407
📞 Call/Text Kathy any time you are confused
⏱️ Most steps take less than 10 minutes
Your Progress
0 of 5 steps started
Step 1 — Fill out the tax organizer online
Step 2 — Upload your bank statements
Step 3 — Upload your 2025 tax documents
Step 4 — Print, sign, and return the signature packet
Step 5 — Watch your mail for a code from the FTB
Words You Will See in This Guide
IRSThe federal tax agency. They handle your taxes for the whole country.
FTBCalifornia's state tax agency — the Franchise Tax Board. They handle California taxes only.
OrganizerAn online form where you type in your income and expenses year by year. It looks like a website.
DropboxA secure website where you upload (send) documents to Kathy. Like email attachments, but safer.
W-2A paper your employer sends you every January that shows how much you were paid and how much tax was taken out.
1099A tax paper you get when you were paid without taxes being taken out — like freelance work, gambling winnings, or investment income.
Form 1098A paper from your mortgage lender showing how much interest you paid on your home loan this year.
Wet ink signatureYour real, handwritten signature with a pen. Not typed. Not digital. Actual pen on actual paper.
AmendmentA corrected tax return. We are fixing the returns from 2020 and 2021 that were filed incorrectly.
Your 5 Action Steps
📋
Step 1 of 5
Fill Out Your Tax Organizer Online
We built you a special website that asks you questions about every year from 2020 all the way through 2025. It is six years, one tab at a time. This is the most important thing you can do right now.
👉 Open this link on your phone or computer
Open the Tax Organizer →
pts-client-tools.pages.dev/organizer-multiyear.html
When the page opens, you will see tabs at the top that say 2020, 2021, 2022, 2023, 2024, 2025. Start at 2020 and work your way across to 2025. Click "Save [Year]" before moving to the next tab.
💡 What the organizer asks you — for each year
We need this information for every job or type of work you did that year. Not just once — for each separate thing you did to make money:
- Which vehicle did you drive for that job? (Harley, BMW, or Truck — pick one per job)
- Your cell phone bill — the total amount you pay each year, and what percent you use it for work
- Equipment you bought — any tools, devices, or supplies you purchased for work. What it was, how much it cost, where you bought it
- Uniforms or work gear — clothing you only wear for work, not regular clothes. Work boots, safety vests, branded shirts
- Car insurance — how much you pay each year to insure each vehicle
- Commissions you paid anyone — did you pay someone to help you get a job or make a sale? We need their name and how much
🚨 Most Important Question in the Whole Organizer
In the 2025 tab there is a red section about $27,293 in cash deposits. We need to know where that cash came from. Was it a loan? Did you sell something personal? Was it from work? Your answer could change your tax bill by thousands of dollars. Take your time and be specific.
At the very end of the 2025 tab, click the big button that says "Submit All Years." That sends everything to Kathy automatically.
🏦
Step 2 of 5
Upload Your Bank Statements
We need your bank statements from USC Credit Union for multiple years. A bank statement is the monthly PDF that shows all the money that went in and out of your account. You can download them from your online banking app or website.
🚨 Urgently Needed — Missing Months
Two specific months are missing and are blocking us from filing your amendments:• August 2020 — log into USC CU and download this now
• June 2021 — log into USC CU and download this now
We are also missing all 12 months of 2022, all 12 months of 2023, and all 12 months of 2024. That is 36 statements total. We know that sounds like a lot — but you can download them all at once from the USC Credit Union app under "Statements."
📁 How to Upload the Statements to Kathy
Once you have the PDFs downloaded, go to this link and upload them:Open Secure Upload Folder →
dropbox.com/request/0kaibijrv4zs8uk2dxh6
You do not need a Dropbox account to upload. Just click the link, choose your files, and hit upload. That is it. Kathy gets them automatically.
✅ How to Download Statements from USC CU
1. Log into USC Credit Union online banking or app2. Look for "Documents," "Statements," or "eStatements"
3. Select Account #1597600 (Cardinal Checking)
4. Download each month as a PDF
5. Upload all of them to the Dropbox link above
📄
Step 3 of 5
Upload Your 2025 Tax Documents
These are the official tax papers that companies and employers send you. You need to gather these and upload them to the same Dropbox folder. Here is the full list:
- W-2 from Fiber Optic Solutions — your employer for December 2025. They mail this by January 31. If you have not received it, call HR at Fiber Optic Solutions and ask for your W-2.
- Form 1098 (Mortgage Interest) — your lender mails this every January. It shows how much mortgage interest you paid on your Victorville home. If you can't find it, call your mortgage lender and ask for your 2025 Form 1098.
- TVG Network Win/Loss Statement — log into your TVG account, go to Account Settings or Tax Documents, and download your 2025 statement.
- Casino Win/Loss Statement — go to the players club desk at each casino you visited in 2025 and ask for your annual win/loss statement. This is free.
- Robinhood / Investment 1099 — open the Robinhood app, go to Account → Documents → Tax Documents, and download your 2025 Consolidated 1099. Usually available by February 15.
- Any 1099-K forms — Cash App, PayPal, or Zelle may mail or email you a 1099-K if you received over $600 through their platform. Check your email and app notifications.
- Any other 1099s — if any company sent you a tax form in January or February 2026, include it. When in doubt, upload it and let Kathy decide.
- Form 1095-A — ONLY if you had Covered California health insurance in 2025. Covered CA mails this in January. If you had insurance through your job or paid for it yourself, you do not need this form.
📁 Upload everything to the same Dropbox folder
Open Secure Upload Folder →
✍️
Step 4 of 5
Print, Sign, and Return the Signature Packet
There are four documents that the IRS and the California FTB require you to sign with a real pen on real paper. They do not accept electronic signatures or typed names for these forms. This is a legal requirement.
🚨 Important — We Cannot File Anything Until These Are Signed
Until Kathy receives your signed forms, she cannot access your IRS records, cannot represent you at the FTB, and cannot file any returns on your behalf. This step unlocks everything.
Here are the four documents and what each one does:
1. IRS Form 8821
This gives Kathy permission to look at your IRS records. Without this, the IRS will not talk to Kathy about your account at all.
This gives Kathy permission to look at your IRS records. Without this, the IRS will not talk to Kathy about your account at all.
2. CA FTB Form 3520-PIT
This gives Kathy full permission to represent you with California — make calls, respond to notices, and challenge the penalties on your behalf.
This gives Kathy full permission to represent you with California — make calls, respond to notices, and challenge the penalties on your behalf.
3. Prior Preparer Revocation Statement
This officially removes your old tax preparer (Obaseki) from your IRS account so he can no longer access or interfere with your case.
This officially removes your old tax preparer (Obaseki) from your IRS account so he can no longer access or interfere with your case.
4. Engagement Letter
This is your agreement with Purnell Tax Solutions. It lists all the work Kathy will do and the fees. You also select your payment option on this form.
This is your agreement with Purnell Tax Solutions. It lists all the work Kathy will do and the fees. You also select your payment option on this form.
✅ How to Sign and Return These Documents — 4 Simple Steps
Step A — Print: Print all four documents. Use any printer (library, UPS Store, FedEx, or your home printer).Step B — Sign: Sign every signature line with a blue or black pen. Write the date next to your signature. Do not type or stamp — it must be handwritten.
Step C — Scan: Use your phone to scan the signed pages. The free iPhone app "Notes" can scan documents, or use the Adobe Scan app (free on Android and iPhone).
Step D — Upload: Upload the scanned PDFs to the Dropbox folder below. Name them clearly, like "Signed Form 8821" so Kathy can find them easily.
💡 Do Not Have a Printer?
FedEx Office, UPS Store, Staples, and your local library all have printers you can use for a small fee. Some libraries offer free printing. You can also email the files to yourself and print from there.
📬
Step 5 of 5
Watch Your Mail for a Code from the FTB
After Kathy uploads your signed FTB Form 3520-PIT to your California account, the California FTB (state tax agency) will mail a letter to your home address. Inside the letter is a one-time authorization code.
🚨 Do Not Throw This Letter Away
This letter looks like standard mail and is easy to miss. Watch for it. When it arrives, open it immediately.
The letter will ask you to go to the MyFTB website and enter the code. This confirms that you really did give Kathy permission to represent you. Without this step, the FTB will not allow Kathy to act on your account.
✅ What to Do When the Letter Arrives
1. Open the letter2. Find the website address inside (it will say ftb.ca.gov or myftb.ca.gov)
3. Log into your MyFTB account
4. Enter the authorization code from the letter
5. Confirm and save
6. Text Marquecia at (424) 470-7407 to let her know it is done
💡 Do Not Have a MyFTB Account?
If you do not already have a MyFTB account, go to ftb.ca.gov and click "Register for MyFTB." You will need your Social Security number, date of birth, and a tax return from a prior year to verify your identity. Call Marquecia at (424) 470-7407 and she will walk you through it.
Important Rules While We Work on Your Case
- 🚫Do NOT call the IRS or FTB on your own. If you try to talk to them without Kathy, you could accidentally say something that makes the situation worse. Let Kathy handle all contact.
- 📬Forward every notice you receive. If you get any letter from the IRS or the California FTB, take a picture of it and send it to Kathy that same day. Do not ignore or throw away tax mail.
- 💳Do not agree to any payment amount. If the IRS or FTB calls you, be polite, take their name and number, and call Marquecia immediately at (424) 470-7407. Do not agree to pay any amount without Kathy's guidance.
- ✅Stay in contact. If Kathy texts or calls you, respond the same day. Delays on your end create delays in filing, which keeps your case open longer.
Frequently Asked Questions
Why do I need to fill out six years? I thought we were just doing 2025. ▾
We are working on all the years that have problems. Years 2020 and 2021 had returns filed incorrectly — we need to fix them. Years 2022, 2023, and 2024 may not have been filed at all, so we need to figure that out. And 2025 is the new year we need to file right now. They are all connected — the IRS will not give you a payment plan until all years are handled.
What if I don't have mileage logs for my vehicles? ▾
That is okay — tell us what you remember and we will work with estimates. However, the IRS can disallow a vehicle deduction if there is no documentation. Going forward after this year, keep a simple log in your phone: date, where you went, why it was for work, and miles driven. A Google Sheet or even a notes app works fine.
What happens if I can't get some of the documents right now? ▾
Upload what you have and let Kathy know what is missing. Some documents like the W-2 and 1098 are not sent until January or February, so there may be a natural wait. For things you can get now — bank statements, TVG win/loss, casino statements — please get those immediately. The sooner we have everything, the sooner we can file and stop the IRS clock.
The organizer is asking about things I'm not sure about. What do I do? ▾
Fill in what you know and leave blank what you don't. Use the "Final Notes to Kathy" box at the bottom of the 2025 tab to write a note about what you were unsure about. Kathy will follow up. Never guess on a number you're not sure about — it is better to leave it blank than to put in a wrong number.
My phone keeps auto-correcting the numbers I type in. What should I do? ▾
Turn off autocorrect before filling out the organizer, or use a desktop computer or laptop instead of your phone. On iPhone: Settings → General → Keyboard → turn off Auto-Correction. The number fields are safer to type into when autocorrect is off.
What is the Gamma presentation and do I need to watch it? ▾
Yes — please watch it when you have 15–20 minutes. It is a slide presentation Kathy prepared that shows you the full picture of your IRS and FTB situation, what was found in the bank analysis, and the plan to fix everything. Understanding the big picture will help you understand why each step in this guide matters. Kathy will send you the link separately.
Quick Reference — Links & Numbers
Tax Organizer
pts-client-tools.pages.dev/organizer-multiyear.html
Document Upload
dropbox.com/request/0kaibijrv4zs8uk2dxh6
Questions
Marquecia Jingles · (424) 470-7407
Firm Website
purnelltaxsolutions.com
IRS Notice
LT16 dated 09/09/2025 — forward to Kathy, do not call
FTB Notice
4963C dated 05/29/2026 — Kathy is handling